VA loans have long been a key benefit for veterans, offering no down payment, competitive interest rates, and no private mortgage insurance (PMI). But today, some veterans are choosing conventional loans instead. This might seem surprising at first, but t
Jul 01, 2025 | VA Loans
A recent Bankrate survey shows that the idea of a “perfect” mortgage rate depends on your age group. From Baby Boomers to Gen Z, opinions vary widely—and that’s affecting today’s housing market. Gen X and Boomers: Comfortable
Jun 26, 2025 | Interest Rates
In the past, applying for a mortgage involved stacks of paperwork, long wait times, and confusing loan terms. But technology—especially artificial intelligence (AI)—is helping make this process much faster and easier. What AI Does in Mortgages
Jun 24, 2025 | Purchasing a Home
Foreign Investment Trends Foreign investment in U.S. real estate continues to evolve, with international buyers representing a smaller but steady portion of the market. When foreign investment decreases, it typically reduces cash competition for domestic
Jun 19, 2025 | Purchasing a Home
A New Path to Homeownership Rent-vesting is an approach where you rent the home you live in and buy an investment property in a more affordable area. It’s a strategy that gives buyers flexibility—especially those priced out of their local mark
Jun 17, 2025 | Purchasing a Home
If your original VA loan has been assumed by someone else, you might be wondering whether you can use your VA loan benefits again. The answer depends on your remaining entitlement and a few other key factors. Let’s break it down. Understanding VA Lo
Jun 12, 2025 | VA Loans